Habersham Bank is dedicated to the protection of our customers' privacy. All personal and financial information submitted through the Habersham Bank website will be kept accurate, secure and confidential. We maintain security standards and procedures to help prevent unauthorized access to confidential information about you. Our Bank’s secure network will recognize communications from customers using browsers that are compliant with certain security standards.

Security of your account is our number one priority. With online banking, you can do your banking with confidence. We use state-of-the-art technology and a combination of security measures to make your banking sessions secure. The first layer of security is a user ID and password. We also have an additional layer of security for our log-in process called Enhanced Online Security. This helps ensure that your information is secure, protecting you from fraud and identity theft.

Enhanced Online Security verifies your identity in two ways. When you enroll, Enhanced Online Security uses a cookie to identify your computer. Each time you log in, our software identifies your computer, your IP address, and other unique identifiers. The cookie is secure and does not contain any personal information. When you log in, you also verify your identity using a secret image and pass phrase.

With Enhanced Online Security, we’re adding another layer of security to protect our customers’ information and their online banking accounts. Enhanced Online Security also guards against ever-increasing e-mail scams called phishing and pharming.