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At Habersham Bank we are committed to helping you meet your financial goals, and we have a variety of savings options for your hard-earned money. Whether you're saving for a rainy day or for a specific purchase, let us help you pick the account that's right for you.

Account
Features
Minimum to Open
Notes
Add+Vantage Savings

Add to the account at any time

One penalty-free withdrawal within the first 10 days

A second penalty-free withdrawal anytime during the term

Automatic renewals on January 1 and July 1

$300*
Available exclusive to all checking account customers
Certificates of Deposit

Competitive rates

Wide variety of terms available

Determined by term of CD
 
Regular Savings
Competitive rates
$100*

$25 for students*

Three free withdrawals per quarter

Quarterly statements provided

Solomon’s Savers
Savings club for children 12 and under
$10*

Three free withdrawals per quarter

Quarterly statements provided

Money Market Accounts
Competitive rates, limited check-writing capabilty, and unlimited in-person withdrawls
$1500*

Checks, preauthorized withdrawals, automatic transfers or telephone orders exceeding three per month are $5.00 each

* See account detail page for service charge information.

 

Add+Vantage Savings
The Add+Vantage Savings Account provides security for your future and flexibility to save at your own pace. This great account is available to all checking account customers.

Flexibility: Start your account with as little as $300 and add more anytime you wish during the 6-month term. Need cash? You can make a one penalty-free withdrawal during the first 10 days and one additional penalty-free withdrawal anytime during the term.

Convenience: The Add+Vantage Savings Account automatically renews every January 1 and July 1. Automatic transfer is available for easy add-on deposits.

Certificates of Deposit
A certificate of deposit is a fixed-rate investment option for a specified period of time. Habersham Bank certificates of deposit are available in a wide variety of term options. Rates are determined by the length of maturity.

Competitive rates: Earn higher interest on your funds by leaving them on deposit for the term of the certificate. Early withdrawals will result in a substantial interest penalty.

Regular Savings
Earn interest on your money with a no-hassle Habersham Bank savings account.

Low minimum balance: Start your savings account with as little as $100 (or $25 for students). As long as this minimum balance is maintained, there is no service charge. A $10 fee is charged if the minimum balance falls below $100 (or $25 for students) during the quarter.

Withdrawal privileges: Make up to three withdrawals per quarter with no fees. A $10 fee is charged for each withdrawal after three in a given quarter.

Solomon's Savers
Help your child get into the savings habit early with a Solomon's Savers account which is exclusively for children 12 years old and younger. Upon opening a Solomon's Savers account, children receive a free gift and a Solomon's Savers passbook.

Low minimum balance: Start your Solomon's Savers account with as little as $10. As long as the $10 minimum balance is maintained, there is no service charge. A $6 fee is charged if the minimum balance falls below $10 during the quarter.

Withdrawal privileges: Make up to three withdrawals per quarter with no fees. A $10 fee is charged for each withdrawal after three in a given quarter.

Money Market Accounts
Personal Insured Money Market Accounts (IMMA) earn interest at competitive money market rates with limited check-writing capabilty and unlimited in-person withdrawls.

Low minimum balance: Start your Money Market account with as little as $1,500. Maintain a minimum balance of $1,500, and there is no service charge. A monthly fee of $12.50 is charged for balances falling below $1,500 during the month.

Withdrawal privileges: Checks, preauthorized withdrawals, automatic transfers or telephone orders exceeding three per month are $5.00 each.


  Health Savings Accounts provide a variety of benefits to both employers and enrolled employees. Reduced healthcare insurance cost. Tax sheltered savings. Complete freedom of choice in managing healthcare expenses.


For more information:
Locate a Habersham Bank branch
800 822 0316
 

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