The Add+Vantage Savings Account provides security for your future and flexibility to save at your own pace. This great account is available to all checking account customers.
Flexibility: Start your account with as little as $300 and add more anytime you wish during the 6-month term. Need cash? You can make one penalty-free withdrawal during the first 10 days and one additional penalty-free withdrawal anytime during the term.
Convenience: The Add+Vantage Savings Account automatically renews every January 1 and July 1. Automatic transfer is available for easy add-on deposits.
A certificate of deposit is a fixed-rate investment option for a specified period of time. Habersham Bank certificates of deposit are available in a wide variety of term options. Rates are determined by the length of maturity.
Competitive rates: Earn higher interest on your funds by leaving them on deposit for the term of the certificate. Early withdrawals will result in a substantial interest penalty.
Earn interest on your money with a no-hassle Habersham Bank savings account.
Low minimum balance: Start your savings account with as little as $100 (or $25 for students). As long as this minimum balance is maintained, there is no service charge. A $6 fee is charged if the minimum balance falls below $100 (or $25 for students) during the quarter.
Withdrawal privileges: Make up to three withdrawals per quarter with no fees. A $10 fee is charged for each withdrawal after three in a given quarter.
Help your child get into the savings habit early with a Solomon's Savers account which is exclusively for children 12 years old and younger. Upon opening a Solomon's Savers account, children receive a free gift and a Solomon's Savers passbook.
Low minimum balance: Start your Solomon's Savers account with as little as $10. As long as the $10 minimum balance is maintained, there is no service charge. A $6 fee is charged if the minimum balance falls below $10 during the quarter.
Withdrawal privileges: Make up to three withdrawals per quarter with no fees. A $10 fee is charged for each withdrawal after three in a given quarter.
Personal Insured Money Market Accounts (IMMA) earn interest at competitive money market rates with limited check-writing capabilty and unlimited in-person withdrawls.
Low minimum balance: Start your Money Market account with as little as $1,500. Maintain a minimum balance of $1,500, and there is no service charge. A monthly fee of $12.50 is charged for balances falling below $1,500 during the month.
Withdrawal privileges: Checks, preauthorized withdrawals, automatic transfers or telephone orders exceeding three per month are $5.00 each. 
 No matter what stage of life you are in, we can help you meet your short and long-term financial goals with a personal loan that fits your borrowing needs. Let the experienced financial specialists at Habersham Bank help you find the right loan product for you.
With a MasterMoney™ Debit Card from Habersham Bank, a customer can make purchases at any merchant location around the world that accepts MasterCard. You just present your Habersham Bank MasterMoney™ Debit Card, sign the receipt, and be on your way. Because MasterMoney™ Debit Cards are accepted just like credit cards, you don't need to use a personal identification number to make a purchase. Funds are drawn from your checking account so there is no interest or finance charges. Get quick cash at ATM's around the globe. Customers can use Habersham Bank MasterMoney™ Debit Card to obtain cash at H24 Bankers or STAR ATM's, as well as the MasterCard/Cirrus ATM Network locations throughout the country and the world.
- Make deposits (at Habersham Bank locations only)
- Withdraw cash
- Transfer money between accounts
- Check balances
- Purchase goods and services
- Funds are drawn from a checking account
- Convenience 24 hours a day
- Worldwide access to funds
- ATM's available 24 hours a day 365 days a year
- Withdraw cash from a checking and savings account and get the balance at any STAR Network ATM throughout Georgia and Worldwide
- Operates with the use of a personal identification code at ATM's.
With an ATM card and a PIN, you can make deposits or withdrawals from ATM's. They can be used at ATM's with the STAR logo and at point of sale terminals with the STAR logo. ATM's are the most popular type of electronic delivery system used by bank customers today. They allow customers to conduct routine transactions, such as cash withdrawals, and balance inquiries. Available 24 hours a day. There is no ATM fee if you have a checking account with Habersham Bank. You may use your ATM card at other bank ATM’s worldwide, and your ATM fee will be reimbursed when your ATM receipt is presented to a Bank employee within 45 days of the transaction. |
Mobile Banking
