Habersham Mortgage is our full service mortgage company. Whether you are a first-time home buyer or building your dream home, we are the place for securing your financing. We offer a variety of products including:

With an array of leading products to meet all of your lending needs, our staff can show you creative lending options suited to your individual needs. Whether buying or building a new home or upgrading the home you already own, we have a product for you.

Mortgage lending through Habersham Mortgage

Habersham Mortgage representatives are located in each of the markets we serve. They will help you determine the best products for making your dreams of owning your own home come true. We Offer....

Home-equity loans through our Advantage Home Line

Whether you need funds for home improvement, a dream vacation, a new car, an investment, a wedding, an education, or a business venture, our Advantage Home Line puts the money you need in your pocket.

As long as you're a homeowner you may be eligible. Your income, the value of your home, and your credit history are the factors we use to determine the maximum amount available to you through your Advantage Home Line account.

Once the application is approved, you'll have your Advantage Home Line established. The money is available instantly - all you do is write a check. No future approval is necessary.

Advantage Home Line is a convenient way to put the money you've invested in your home back to work for you.

Construction Loans

The construction of your new home can be simple when the financial plan is made easy. We offer a construction loan that easily converts to permanant financing. Our construction loan offers: