Headquartered in Clarkesville, Georgia, Habersham Bank was chartered in May 1904 and is an independent, full service community bank with a trust, investment, insurance, and mortgage department.

We provide innovative products and services designed to meet your particular needs. We offer the latest in 24-hour banking technology including online banking and a telephone banking system. You have the ability to access your account, transfer funds, or pay bills at any time.

Our locations include Baldwin, Braselton, Canton, Clarkesville, Cleveland, Cornelia, Cumming, Eastanollee, Flowery Branch, Hickory Flat, Toccoa, and Warrenton. Located in most of the offices are Advantage Insurers, Inc., an independent insurance agency, and Habersham Mortgage, a full service mortgage company.