Growing businesses often outpace their cash flow. A smart financial plan can help your business meet its near-term needs and fund smart growth. There are a variety of financial vehicles available, our experts can help you select the one best for you.
Managing your business can be hard. Banking shouldn't be. Let us show you how easy banking can be with a complete line of products and services designed to meet the needs of your business..Business Solutions from Habersham Bank.
You need a business checking account that makes banking simple. Whether your business is small or large, you can enjoy the convenience of a no-hassle checking account that can grow with your business.
- No service charge if a $500 minimum balance is maintained
- No transaction charges
- 24-hour telephone access to account information
- Internet banking allows you to manage your account 24 hours a day / 7 days a week
- Overdraft protection available (if qualified)
The analysis account is designed for corporate customers of any size that have a significant number of transactions each month. An earnings credit based on your account balance lets your money work harder for you
- Balances maintained create an earnings credit to offset monthly service charge
- Service charges are calculated according to an analysis of monthly account activity
- Provides detailed account information on transactions and balances
This interest-bearing account is designed for businesses that need a higher return on cash while still maintaining liquidity and easy access
- No service charge if a $5,000 minimum balance is maintained
- Monthly service charge of $12.50 for balances from 0 - $4,999
- Interest-bearing account earning current money market rates
- Limited check-writing capability
- Checks, preauthorized withdrawals, automatic transfers or telephone orders exceeding three per month are $10.00 each
Habersham Bank offers loans for to help you manage the needs of your business. We offer a variety of commercial and small business loans with competitive rates and terms. Let one of our experienced lenders help you select the financing options that work for you.
- Business Loans*: Commercial loans and Small Business Administration (SBA) loans are available for the financing needs of your business. Habersham Bank has experienced lending professionals at each branch location who understand what it takes to manage a successful business and can help you sort through the options and terms to find the right solution for your business.
- Business line of credit*: Secured and unsecured lines are available to meet the needs of your growing business. Line amounts are based on borrower needs and qualifications.
* Subject to credit approval. |
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